Legal

Terms of Service

Effective date: June 13, 2026  |  Last updated: June 13, 2026

1. Acceptance of Terms

By accessing or using the Credaxe platform, website at credaxe.com, or any related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

If you do not agree to these Terms, you must not access or use the Service.

2. Description of Service

Credaxe provides an AI-powered utility concession management platform designed for property owners, property managers, and residential operators across multifamily, single family, student housing, short-term rental, vacation home, and affordable housing portfolios. The Service enables structured intake, AI-assisted review, approval workflows, analytics, and audit documentation for utility concession requests.

3. Account Registration

To access the Service, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. You must notify Credaxe immediately at all@credaxe.com if you suspect unauthorized access.

You must be at least 18 years old and have legal authority to enter contracts to use the Service.

4. Subscriptions and Payment

Access to the Service is provided on a subscription basis. Subscription fees, billing cycles, and plan details are presented at the time of purchase and may be updated with prior notice. All fees are non-refundable except where required by law or expressly stated in a separate agreement.

Failure to pay may result in suspension or termination of your account.

5. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms and our Acceptable Use Policy. You must not use the Service to:

6. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your data. By using the Service, you consent to those practices.

You retain ownership of data you submit to the Service. You grant Credaxe a limited license to process that data solely to provide and improve the Service.

7. Intellectual Property

All intellectual property rights in the Service, including software, design, algorithms, trademarks, and content created by Credaxe, are owned by Credaxe or its licensors. Nothing in these Terms grants you any right to use our trademarks, logos, or brand assets beyond what is expressly permitted in our Brand and Logo Policy.

8. Confidentiality

Each party may have access to confidential information of the other in connection with the Service. Each party agrees to protect such confidential information with at least the same degree of care it uses for its own confidential information, and not to disclose it to third parties without prior written consent.

9. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. Credaxe does not warrant that the Service will be error-free, uninterrupted, or that AI-generated recommendations will be accurate or complete.

AI recommendations provided by the Service are decision-support tools only. All final concession decisions remain the responsibility of the user.

10. Limitation of Liability

To the fullest extent permitted by law, Credaxe and its affiliates, officers, employees, and licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of revenue, data, or goodwill, arising from your use of or inability to use the Service.

Credaxe's total aggregate liability for any claims arising out of or related to the Service will not exceed the fees paid by you to Credaxe in the three months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Credaxe and its affiliates from any claims, losses, liabilities, damages, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

12. Termination

Either party may terminate these Terms at any time. Credaxe may suspend or terminate your access immediately if you breach these Terms, fail to pay, or if required by law. Upon termination, your right to access the Service ceases and Credaxe may delete your data in accordance with the Privacy Policy.

13. Governing Law

These Terms are governed by applicable law, without regard to conflict of law principles.

14. Changes to Terms

Credaxe may update these Terms from time to time. We will notify you of material changes by email or by posting a notice on the Service. Continued use of the Service after the effective date of any changes constitutes your acceptance of the updated Terms.


Questions about these Terms?

Contact us at all@credaxe.com.